Moving home is one of the biggest financial and personal decisions most people make, and the legal side can feel daunting. The residential conveyancing solicitors at BWS Law look after the legal work involved in buying and selling property for clients across Loughborough and the surrounding area. We take the legal weight off your shoulders so you can concentrate on the move itself.
We act for buyers and sellers on the full range of residential property matters. Whatever your situation, we will explain what needs to happen, what it means for you, and what to expect at each stage.
Buying a home involves a significant amount of work, from checking the legal title and raising enquiries with the seller’s solicitor to carrying out searches. We review the contract, examine the title, assess the search results, and advise you on anything that could prove a dealbreaker so that you have the full picture before you commit.
When you are selling, we prepare the contract pack, pull together the information your buyer’s solicitor needs, and answer their enquiries quickly to avoid any hold-ups. We keep an eye on the chain and stay in touch with estate agents and the solicitors on the other side so that any issues come to light early and can be addressed ahead of completion. The aim is a smooth sale that completes when you need it to.
Leasehold transactions involve additional considerations, including the terms of the lease itself, ground rent, service charges, and liaising with the freeholder or managing agent.
We read the lease carefully and point out anything that could affect your enjoyment of the property or its future value, such as a short lease term or unusually high charges. If you are selling a leasehold property, we obtain the management information your buyer will expect and take care of the additional paperwork that comes with it.
Buying from a developer usually means tight reservation deadlines and a contract written to suit the builder. We work to the developer’s timescales without losing sight of your interests, checking the contract, the planning and building documents, and any warranties before you sign. We also liaise with your mortgage lender so that the funding is ready when the property is.
Shared ownership lets you buy a share of a property and pay rent on the remainder, usually through a housing association. These schemes come with their own rules and documentation, and the lease will detail matters such as the size of your share, the rent, and how you can buy further shares later through staircasing. We guide you through the process and make sure you understand your position before you sign.
If you are a council or housing association tenant hoping to buy your home under the Right to Buy scheme, we can act for you on the purchase. We check the offer, deal with the discount and any conditions attached to it, and make sure the legal side is handled correctly so that you can buy with confidence.
A transfer of equity is used when the ownership of a property changes hands but there is no full sale. Examples include adding a partner to the title, removing a former partner after a separation, or passing a share to a family member. We prepare the documents, obtain your lender’s consent where there is a mortgage, and register the change with the Land Registry on your behalf.
Switching to a new mortgage deal or releasing equity from your home involves legal work to repay the existing mortgage and put the new one in place. We deal with the lender’s requirements, carry out the necessary checks, and make sure the new charge is registered correctly, making the whole process quick and simple.
Buying or selling a home should be a positive experience, not a stressful or confusing one. Here is what you can expect when you instruct our residential conveyancing team.
Our property lawyers handle residential transactions on a daily basis and are familiar with the pitfalls that commonly arise. This experience means that we can identify and resolve potential problems early, before they have the chance to delay your move.
We are based in the heart of Loughborough and know the area, its property market, and the people who work in it. We are always on hand to answer any queries or concerns, and you can call us or pop into the office and speak to the person with conduct of your matter whenever you need to.
We are open about our fees from the very start, with no surprise extras appearing along the way. You get top quality legal work at a sensible price, backed by a clear quote so you can plan your budget with confidence.
If you are ready to make a start or just want to talk through your options, contact us today and we will explain how we can help with your move.
To find out more, please call us on 01509 270288 or get in touch to make an enquiry.
